“They really did open that door for me to make the choice when it comes to finding the right house for me.”

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Opportunities for Otsego offices remain closed to clients; however, the Housing Services program is offering telephone and Zoom meetings/consultation. Questions may be directed to 607.433.8000, where callers may leave a message requesting a return phone call.

NEW! Emergency Rental Assistance Program:  New York State is now accepting applications for significant financial assistance for low- and moderate-income renters who are behind on rent and utility payments due to COVID. Benefits include: up to 12 months of rental arrears payments for rents accrued on or after March 13, 2020; up to 3 months of additional rental assistance if the household is expected to spend 30% or more of their gross monthly income to pay for rent; up to 12 months of electric or gas utility arrears payments for arrears that have accrued on or after March 13, 2020. 

Eviction Moratorium Protections are Still in Effect. Tenants facing eviction should fill out a Declaration of Hardship form and submit it to their landlord ASAP to have protections from eviction until 08.31.2021. Tenants who are: (A) experiencing financial hardships and/or (B) would be at high-risk for severe illness/death from COVID19 if forced to move must fill out a hardship form and give it to their landlord to be protected.

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The goal of the Housing Services Program is to increase successful homeownership and tenancy experiences throughout our community, focusing on low- to moderate-income residents. Through housing counseling for renters, homeowners and potential homeowners, we strive to bring the comfort of home to everyone.

Contact Us:

 

The following list of resources are for informational and self-guidance purposes. 

Budgeting and Financial Education
Information for Renters
Preparing for Homeownership
Keeping and Maintaining Your Home
Fair Housing 

 

Budgeting and Financial Education

  • Money Smart Computer-Based Instruction provides free financial education for adults and young adults. Get started by selected your language of choice.

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Information for Renters

COVID-19 Related Eviction Protections: Are tenants still protected from eviction?  

Affordable Housing Options

Tenants Rights

 

Preparing for Homeownership

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Keeping and Maintaining Your Home

 

Fair Housing

  • Fair Housing Guide
  • Watch "Accents"a short public service announcement about housing discrimination.

 

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 OFO is a proud member of HomeSmartNY, the leading coalition of homeownership advisors in New York State.
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When accessing our services, if you need assistance due to a language barrier, mobility impairments, visual or hearing impairments, or other disabilities, please let us know in advance so we can provide the necessary accommodation.